Our specialty is Long Term Care Insurance and Medicare Supplements. Long Term Care Insurance and Medicare supplements are what we are passionate about and we know the options available to help find the solutions that will be best for you and your family.
Medicare supplements, prescription drug plans, and Medicare open enrollment don't have to be burdensome! I had three clients this week who were so happy when they left my office, a handshake just wasn't good enough. "Please let me give you a hug! I was so confused and you made this so clear and easy!" Enough said!
Beware of phone solicitors trying to talk you into a plan you are not enrolled in currently. First of all, it is strictly against Medicare rules and regulations for anyone to call you and solicit your enrollment in a Medicare Advantage Plan without you requesting the call first. Other names for these type of plans are "Medicare Plans" "Medicare HMO's" or "Medicare PPO's". While these plans are appropriate for some consumers, there are limitations of which you may not be made fully aware.
I have to remind myself when I'm talking to clients that they might not readily understand the LTC lingo I use. Learning a glossary of words found in standard policies is beneficial.
Here are a few:
